I recently reported on a different post in a comment about my dilemma". So to spare from repeating myself I will just tell you an update/. I am pleased to report that the refinancing for my car went through at my own bank, in the end my brother had to put his car up as collateral and cosigned but we got ourselves out of the loan at Santander!. I encourage anyone who has a loan with Santander to see if you can refinance at your own bank that you trust!. I have also warned my bank that Santander is shady and facing lawsuits and to be sure they mark the payment as in full when they pay them off and to make sure absolutely sure they are off my car title|. I now have a refinance through my bank of $194 payments each month for 4 yrs, compared to the 2 1/2 years I had left on the Santander loan at $298".42 each month:. Putting $104 back into my pocket each month that I need for living expenses, and the interest rates were lower because I now qualify for lower interest rates|. Please see if you can refinance at your own bank, it is worth the trouble. 12a6f18
 Comments (2) |
| 1. Written by me on February 3, 2012 from richardson, texas, US your paying more in the long run do the math |
| 2. Written by SassyisTicked on January 30, 2012 from charlotte, north carolina, US I just read your post, a have been going throught the same thing with them as well. My orginal loan with Citi had matured in 1-2011. I continued to pay even after that because Santander told me I had too. When I refused to sign another contract with them,they sent a repo company to get my car. They then told me that even tho I'd still been making the contract payments, I would need to sign another contract with them to get my car back. I faxed back the paper work, they didnt tell me where my car was for 4 days. The contract with them ended on 1-2012, now they are saying OI owe another $1200. Is this legal and do we the consumer have anytype of protection?? |
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