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| 1. Written by kims on January 28, 2012 from fountain city, wisconsin, US I recently reported on a different post in a comment about my dilemma?. So to spare from repeating myself I will just tell you an update:. I am pleased to report that the refinancing for my car went through at my own bank, in the end my brother had to put his car up as collateral and cosigned but we got ourselves out of the loan at Santander/. I encourage anyone who has a loan with Santander to see if you can refinance at your own bank that you trust". I have also warned my bank that Santander is shady and facing lawsuits and to be sure they mark the payment as in full when they pay them off and to make sure absolutely sure they are off my car title?. I now have a refinance through my bank of $194 payments each month for 4 yrs, compared to the 2 1/2 years I had left on the Santander loan at $298/.42 each month'. Putting $104 back into my pocket each month that I need for living expenses, and the interest rates were lower because I now qualify for lower interest rates:. Please see if you can refinance at your own bank, it is worth the trouble. |
| 2. Written by Really?? on January 18, 2012 from charlotte, north carolina, US You are offended bc you get a call from then when you are one day late? They have a business to run as well, thus the collateral you are driving is owned by them until you pay it off. If you pay your car late, interest will accrue per day. So lets say you are late 10 x at, 30 days each, that could be $10 per day in interest based on your loan, 30x10 is $300 for one month of paying late, times 10 times, thats 3k buddy. Educate yourself. |
| 3. Written by Angie on January 18, 2012 from fresno, california, US You are so right!! The same thing is happening to me! I want to pay off my truck 1 year and a half early and that according to them will save me like $80!!! and every time I ask for something they are always shady with their answers never upfront. So what I have been doing is doing everything through chat and then at the end copying the conversation and saving it in a file. I am so tired of them!! |
| 4. Written by former citi coustmer on January 17, 2012 from -, -, US you are right - they are a nightmare. |
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Comments (4)